Public Record Data Search

On July 10, 2017, the Credit Bureaus suppressed most lien and judgment records from credit reports, which they estimate will impact 8.9% of consumer reports (19.5 million consumers).

GSEs and underwriters have not changed their underwriting requirements to accommodate the lack of public record data. Without the public record data, lenders are assuming more risk if they do not complete a separate public record search.

We have partnered with PitchPoint Solutions to provide a Public Record Data Search product.

 

Benefits:

  • Allows a quick and easy way to run a public record report on your borrower
  • Allows you to receive public record information early on to resolve and not delay the loan process
  • Continue to meet GSE requirements and keep peace of mind.

Contact us, if your organization needs to collect Public Record Data.