The Mortgage Industry’s Fastest Path from Tax Transcripts to Verified Income
Manual income calculations are costing your team hours on every loan. Complex tax returns. Multiple income streams. Agency compliance requirements. Your underwriters shouldn’t be buried in calculations when they could be making decisions.
We’ve partnered with Halcyon to change that.
Introducing Automated Income Verification for Modern Lending
The Halcyon Income Analyzer leverages industry-leading 8821-based IRS tax transcript technology to deliver what manual processes can’t: verified income calculations in minutes, with built-in Fannie Mae and Freddie Mac compliance.
With the Income Analyzer, you can:
- Slash processing time from hours to minutes with automated calculations
- Eliminate manual errors using verified IRS transcript data
- Ensure agency compliance with guidelines built directly into every calculation
- Reduce buyback risk through Fannie Mae integration eligible for reps and warranties relief
For over 25 years, SettlementOne has delivered the tools lenders need to work smarter. This partnership with Halcyon represents our continued commitment to solving real challenges with practical innovation.
Purpose-Built for Today’s Complex Income Scenarios
The Income Analyzer handles the calculations that slow your team down, delivering consistent, accurate results regardless of borrower complexity.
Experience these powerful capabilities:
- Direct IRS integration via Halcyon’s trusted 8821 service
- Automated extraction that calculates qualifying income automatically
- Complete audit trails documenting every calculation and decision
- Data security with file locking to prevent unauthorized changes
- Flexible deployment through Encompass or our web portal
The Income Analyzer delivers the speed and accuracy that modern lending demands.
Ready to Transform Your Underwriting Process?
The Halcyon Income Analyzer is available now through your existing SettlementOne platform. Get faster, more accurate income verification starting today.