By entering and submitting your personal information to us you are requesting and authorizing us to use the information you provide us to obtain your credit report as needed from one or more of the national credit repositories. You authorize us to use this information to pre-qualify you for possible future financing through this lender. The form that you fill out on our website is not a loan application, but a request to obtain pre-qualification. The information you provide and your credit report information may be entered into an automated decisioning program designed to return the pre-qualification to the lender in seconds. If and when you obtain a loan from the lender and provide a completed loan application we may use the credit report obtained from this pre-qualification request to complete the loan package. When you come to the lender to complete a full loan application you may be asked to provide personal and financial information such as your name, phone number, Social Security Number, email address, income and other financial information at that time.