Credit Reporting

Understand the dramatic changes that are on the horizon.

SettlementOne Credit Reporting Solutions

Over the past 25 years, SettlementOne Data has built one of the strongest and most experienced management teams in the industry, which has enabled us to become a leader in the mortgage services industry. Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Data has built one of the strongest and most experienced management teams in the industry, which has enabled us to become a leader in the mortgage services industry. Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

SettlementOne Data has built one of the strongest and most experienced management teams in the industry, which has enabled us to become a leader in the mortgage services industry. Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

SettlementOne empowers financial institutions to make educated, low-risk lending decisions quickly.

Advantages:

  • Guaranteed cost savings
  • Easy access to all reports for 30 days at no additional cost
  • Highly secure data transmission and storage
  • Real-time billing and activity reports
  • Internal management reporting
  • Duplicate pull protection
  • Dedicated account manager

Pre-Qual Reports (Soft)

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Pre-Approval Reports (Soft)

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Tri-Merge Reports

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Mortgage Only Reports

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Consumer Purpose Reports

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

FICO 10T / Vantage 4.0

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Score Simulation

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Rapid Rescore

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Credit Supplements

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Undisclose Debt Monitoring

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Borrower Liens & Judgements

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Resfresh Credit (Soft)

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

Post-Close/QC (Soft)

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

FACT Act RBPN Mailer

Specializing in credit, data, and verifications, SettlementOne has become one of the fastest-growing credit-reporting agencies in the country because of its focus on minimizing risk for financial institutions while finding creative processes and products to improve service.

We’re with you throughout the mortgage life-cycle.

We offer an extensive suite of customized products and services which are tightly integrated with leading Point-of-Sale, Loan Origination, and Post-Close/QC systems, and tailored to your unique requirements and workflow.

Keep Every Loan Moving Forward

SettlementOne empowers lenders with trusted credit and verification solutions that simplify workflows and reduce borrower risk so you can focus on closing with confidence.