SmartAPI
Build custom integrations with comprehensive API access
Enterprise-grade API for Complete Platform Integration
For lenders with proprietary systems or unique workflow requirements, SmartAPI provides complete programmatic access to all SettlementOne services. This RESTful API enables deep integration of credit reporting, verification services, and monitoring capabilities into any platform. Built for scale and reliability, SmartAPI powers some of the industry’s largest lending operations.
Our API-first architecture means every feature available in our web platform is also accessible via SmartAPI. This comprehensive approach enables you to build custom workflows, automate complex processes, and create unique user experiences while leveraging SettlementOne’s powerful backend services.
Key Features
- RESTful Architecture: Modern API design following industry best practices
- Comprehensive Coverage: Every service accessible programmatically
- Real-Time Webhooks: Instant notifications for status changes
- Bulk Operations: Efficient handling of high-volume requests
- Sandbox Environment: Full testing capabilities before production
- Detailed Documentation: Interactive API docs with code examples
Use Cases
Custom LOS Integration:
Build SettlementOne services directly into proprietary loan origination systems.
Workflow Automation:
Create complex, multi-step processes that leverage multiple services automatically.
White-Label Solutions:
Offer SettlementOne capabilities under your own brand and interface.
Why SettlementOne
Keep Every Loan Moving Forward
SettlementOne empowers lenders with trusted credit and verification solutions that simplify workflows and reduce borrower risk so you can focus on closing with confidence.