Truv Income &

Employment Verification

Connect to the future of employment verification with Truv’s consumer-permissioned access to payroll providers and gig platforms.

Modern API Access to Real-Time Payroll Data

The modern workforce doesn’t always fit traditional verification methods. Truv represents the next generation of employment and income verification, using consumer-permissioned API connections to access real-time payroll data, gig economy platforms, and modern employers who may not participate in traditional databases.

Through SettlementOne’s integration with Truv, you can verify income for rideshare drivers, freelancers, remote workers, and employees of startups and modern companies. This expanded coverage ensures you can serve all borrowers, not just those with traditional employment.

Key Features

Real-Time Data: Direct API connections to payroll systems for current information
Gig Economy Coverage: Verification for Uber, Lyft, DoorDash, and other platforms
Consumer-Permissioned: Borrower-authorized access ensures compliance and transparency
Rapid Deployment: Quick connectivity to new payroll providers and platforms
Detailed Insights: Transaction-level data for comprehensive income analysis
Modern Employers: Coverage of tech companies, startups, and digital-first businesses

How It Works

When a borrower’s employer isn’t found in traditional databases, Truv’s consumer-permissioned process activates. Borrowers receive a secure link to connect their payroll account, instantly sharing employment and income data directly from the source. This process typically takes less than two minutes and provides comprehensive data including pay stubs, direct deposits, and employment details.

Perfect For:

Gig Workers:

Verify income for rideshare drivers, delivery workers, and freelancers with detailed earning histories.

Modern Employers:

Access data from companies using contemporary payroll systems like Gusto, Rippling, or ADP’s newer platforms.

Multiple Income Streams:

Efficiently verify borrowers combining traditional employment with gig income or side businesses.

Why SettlementOne

Truv’s integration into SettlementOne’s platform represents our commitment to serving all borrowers in today’s evolving economy. Rather than turning away non-traditional earners or struggling with manual verification, you can offer the same quick, automated verification experience to all applicants. Our unified platform means no separate integrations or vendor management—just expanded capability.

Keep Every Loan Moving Forward

SettlementOne empowers lenders with trusted credit and verification solutions that simplify workflows and reduce borrower risk so you can focus on closing with confidence.

Let's Connect