Getting More Value from Your Credit and Verifications Partner — While Lowering Out-of-Pocket Expense

When was the last time you evaluated whether your credit reporting and verifications partner is truly working for you — not simply providing access to reports, but helping you recover costs, streamline workflows, and lower your out-of-pocket expense?

At SettlementOne, that’s exactly what we do. For more than 25 years, we’ve helped U.S. banks, mortgage lenders, brokers, and credit unions get more value from their credit, data, and verification services, and we’d like to show you what that looks like.

Pricing That Works Harder for You

We offer credit, hybrid, and closed-loan bundles tailored to your institution’s needs, designed to maximize your cost recovery and minimize out-of-pocket expense. We also provide a tool that gives you real-time visibility into your credit, data, and verification costs per loan, so there are no surprises at the end of the month.

One Partner, From Pre-Qual Through Post-Close

SettlementOne covers credit reporting, employment and income verification, fraud prevention, flood certifications, and more, all through a single platform that integrates with your existing systems, including Encompass and MeridianLink. Our intelligent automation tools reduce unnecessary pulls and route verification requests for the right source, so your team spends less time chasing data and more time closing.

Let’s Talk

If you’re open to exploring what a different kind of credit reporting partnership could look like, we’d welcome the conversation. No pressure, just a straightforward look at how our solutions and pricing could work for your organization.

Keep Every Loan Moving Forward

SettlementOne empowers lenders with trusted credit and verification solutions that simplify workflows and reduce borrower risk so you can focus on closing with confidence.