Expedite flood determination requests by utilizing the latest technology from SettlementOne. The automated system returns quality accurate reports within seconds, allowing lenders to spend more time closing loans and less time worrying about the details.

SettlementOne’s flood services system allows the processing of multiple orders per second. With SettlementOne’s flood servicing partnership, we help provide you with access to one of the largest databases in the country so you can receive Automated Flood Determinations in seconds. For properties where manual determinations are required, we partner with industry leaders so you can deliver manual determinations to clients in less than four hours.


  • 90% instantaneous return rate
  • Life of Loan tracking
  • Transferable coverage
  • More than $20 million in errors and omissions

Life of Loan Flood Zone Determinations
The Life of Loan service provides a direct flood hazard monitoring system for the entire term of the loan. Life of Loan service monitors all determinations for FEMA flood map revisions that can affect the insurance requirements over the duration of the loan. When a chance occurs in the flood hazard of a property, a new rating report is provided for free to the loan servicer on file.

Basic Flood Zone Determinations
The basic Flood Report provides a property’s flood status and additional information about the surrounding area. These reports are viable for either a one time look at the property or can be upgraded to a Life of Loan Determination.

Other Flood Products include Flood Map Copy (Standard and Premium) and Loan Portfolio Review for Compliance.