Employment and Income Verification

With Equifax Work Number:

  • Receive verification of Employment and Income straight from the employer
  • Income verifications contain both basic employment information and detailed compensation data—wages, bonuses, commissions and overtime.
  • If provided by the employer, the verification will also include historical payment data, and dates and amounts of the applicant’s most recent and projected pay increases.
  • Equifax delivers results within seconds, leveraging The Work Number® database containing income and employment records from over 5,500 employers.


  • Meets Fannie Mae Day 1 Certainty for Desktop Underwriter
  • It’s easy to use for both borrower and lender
  • It’s a safe and secure system
  • Speeds up validation process
  • Eliminates fraud because verifying income/employment directly with employer
  • Electronic verifications help ensure borrowers meet Ability-to-Repay requirements

For more information, download our Employment and Income Verification document

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