Credit Reporting

For over a decade, SettlementOne has been providing millions of fast, accurate and reliable credit reports to clients nationwide. By utilizing our web-based credit reporting solution, financial institutions may manage their risk based analysis and monitor activity at anytime. Receive easy to analyze reports from one, two or three bureau credit reports within seconds.

SettlementOne empowers financial institutions to quickly make educated low risk lending decisions.

Advantages:

• Guaranteed cost savings
• Unlimited easy access to all reports for 30 days at no additional cost
• Highly secure data transmission and storage
• Real time billing and activity reports
• Internal management reporting
• Duplicate pull protection
• Dedicated account manager

Credit Assure
SettlementOne simplifies the credit report analysis process with Credit Assure, an at-a-glance viewing of all three bureaus scores, arranged from high to low. Alongside each score, the borrower's potential improvement is provided. Credit Assure sets the stage for the type of loan you can offer clients. It allows you to view the current score and the potential improvement immediately, helping you advise borrowers on the next steps to increase their credit score.

Free Error Correction
Repositories report erroneous data in one of every three credit reports. SettlementOne's Free Error Correction quickly and permanently corrects credit errors without costing your borrower a penny.

Supplements
Updating a credit report in order to provide the best possible loan product frequently requires additional documentation, our supplement feature is backed by a team who communicates directly with the bureaus.