Credit Reporting

Many factors go into the potential borrower’s credit worthiness. SettlementOne assigns credit ratings that assess a borrower’s ability to pay back debt and make interest payments on a timely basis, while assessing the likelihood of payment default, all based upon assets, debts, credit and work history.

For more than a decade, SettlementOne has been providing millions of fast, accurate and reliable credit reports to clients nationwide. By utilizing our web-based credit reporting solution, financial institutions can manage their risk based analysis and monitor activity at anytime. Easy-to-analyze reports from one, two or three bureau credit reports can now be received within seconds.

SettlementOne empowers financial institutions to quickly make educated, low-risk lending decisions.


  • Guaranteed cost savings
  • Unlimited easy access to all reports for 30 days at no additional cost
  • Highly secure data transmission and storage
  • Real time billing and activity reports
  • Internal management reporting
  • Duplicate pull protection
  • Dedicated account manager